Around the world, it cannot be denied that there are a lot of people who are experiencing poverty and issues regarding their manner of living. A lot would depend on where they are situated, the country and of course the manner of living that majority of the region is experiencing. Not all countries are blessed with a good economy to which people can find a way to survive with the available jobs to choose from. Some are just plain unlucky to be situated in them like Vietnam, Africa and so on.

The good thing about the world is that people from other countries do not hesitate to lend a helping hand to the best of their abilities. Help in any form cannot be measured and people in need do not really have much choice. Hence beggars really cannot be choosers in this case.

Help in the form of food, clothing and other materials essential for living is being sent to most parts of the world. Some would even render volunteer work and services just to reach them. In a sense, they can call themselves lucky that there are people who still care for what the world has to deal with today.

If you’ve been thinking of giving your time or money to a charity or non-profit organization, the first step to consider is WHERE? As first-timers will quickly find out, there are thousands of people, places and organizations to choose from, and choosing the right one for you can be a daunting task.

The best way to begin is to ask yourself this question: “What means the most to me?” Think about the things most important to you, what you have a passion for, or perhaps a health concern that has affected someone close to you. Reflect on this, and it should be easier to find the charity for you.

Whether you have a lot of money or not is irrelevant when it comes to giving financially or otherwise. There are many ways to give money, online and offline, through direct gifts, donor-advised funds, giving circles, or through your place of employment. Giving of your time, on the other hand, can be a much more rewarding way to help, as this offers you some first-hand experience with those you wish to help. This does take more thought, however, as there other concerns such as proximity, time constraints, safety and the impact the experience could have.

Whatever you choose, it really doesn’t take much to get started on giving back through a charity. With the right organization or issue, some time and energy and the willingness to help, everyone can make a difference in the world today.

Wherever the Need is an organization that chooses to implement projects that will have long term effects. Water for example is of prime importance to them. They work to provide clean drinking water for the people- which is critical for people to stay healthy, and if possible to the livestock and plants as well. They are very environmentally minded. They always try to ensure that their projects are earth friendly.

Wherever the need isn’t as big an organization as some but they are registered in the UK and the US.The fact that they aren’t as big an organization means that it is possible for relationships to grow between benefactors and the recipients. For those who like to make a difference and feel like they are extending their circle of family and friends, this is a great choice

One beauty of this organization is that you can approach them about a project that you woud like to start and they can help you to make it happen. It is your project but they help get it up and running. So if you know of a group that really needs your help, don’t hesitate to bring them to the attention of WTN. Be prepared to do your part of course. You will be involved every step of the way with your project; it is worth it!.

When we talk of charity most of us begin thinking of how much we can spare in terms of cash. We start analyzing what of the things we plan to discard can still be donated. Most of the time we think in terms of material things. These are good ideas. People always need money or goods. Things we no longer need can be useful to someone else.

There are other ways though to be charitable. It can be as simple as doing any of the following:

• Smile at everyone. You never know who may just be in need of the ray of sunshine that your smile brings.
• Skip dessert today and donate the amount you would have spent to a charity that feeds the poor.
• Promote peace and harmony. Don’t squabble with your kids or argue with your spouse. Teach by example what harmony is.
• Be even more loving than you already are. Love does the greatest good. It changes people when they are treated with love. They walk taller, become gentler and strive to be their best. Isn’t that a great gift to give them.

Have you ever wanted to start your own foundation or charity? Perhaps there was already a charity close to your heart, an issue you’ve always felt strongly about, or even something which involves a family member or friend?

Well heres a great idea I stumpled upon – you can now start your own private and personal foundation, complete with website, with easy ways for people to donate online. And you need much money to do it. Read on:

At Independent Charities of America, you can now set up your own personal, private, online foundation.

Through a simple process, you will be able to:

* Deposit contributions to your own foundation by credit card, check, or securities transfer at any time. The deposits you make to your foundation are charitable gifts, fully tax deductible to the extent permitted by law at the time you make the deposit.

* Nominate gift distributions from your foundation to charities, churches, or schools of your choice at any time. You are not limited to the charities found on this site.

* Accept email “proposals” from charities seeking funds, an option you can turn on or off at any time.

* To see an example of how this works, you can take the tour at the organization’s website here.

Frequently Asked Questions

Q: What is the required contribution to my donor advised fund?

A: Your initial contribution to open a donor advised fund is $250. There is no minimum requirement for subsequent contributions.

Q: How often may I contribute to my fund?

A: As often as you like.

Q: What is the minimum requirement for recommending grants from my fund?

A: $25.00 per recipient.

Q: How do I receive a receipt for my contribution to my fund?

A: A receipt is issued by email. The summary report of all transactions in your account is also printable.

Q: May I allow funds to accumulate in my account in order to grow into a substantial amount?

A: Yes, and many donors do so. You can wait up to five years between deposits and nominations, providing you nominate at least 5% of the balance every year.

Q: Can someone other than myself or my family make a contribution to be credited to my personal/family foundation?

A: Yes, they can.

Q: If our club creates a foundation, who will get the tax deduction?

A: The club itself, if the club is the entity that makes the gift to ICA. The members receive the tax deduction if it is the individual members who make the gift to ICA.

Q: Can I contribute non-cash or non-stock gifts, such as real estate?

A: No, ICA can only accept check, credit card, or securities contributions.

Q: Can someone other than myself make nominations for distributions from my fund?

A: Yes, anyone with whom you share your email address and Personal Giving Number.

Q: I’m an employer. Can I have an at-work fund drive using the ICA system and let my employees fund their accounts by payroll deduction?

A: Yes. The employer needs to make special arrangements with ICA to facilitate reporting. This is easily done. Inquire by email to info@givedirect.org.

I recently received an email with the following information regarding Waste
Trading Markets in my area. I think it is a great idea to get people recycling and hope that this kind of markets will come up in many more commercial areas. What do you think?

THE “WASTE” TRADING MARKETS!

Trade scrap paper for new (office/ mimeo) paper!

Trade used ink cartridges for new!

Sell your electronic waste (junk computers) and old /broken appliances!

Sell your used lead acid batteries! Redeem the following for cash:
PET plastic bottles and other plastics, aluminum/tin cans, scrap glass.

Drop off points also provided for junk cellphones, cellphone batteries, styrofoam…

These Waste Markets aim to make recycling convenient and accessible, especially for those who frequent commercial shopping areas, and also to show
that we all CAN make recycling a habit!

Please help spread the word to family, friends and colleagues. Ask around at your local community service offcice, or better yet, start one yourself. Proceeds of this can go to the needy – another fantastic way one person’s junk can help others!

Were you aware that not all contributions are “tax deductible”? Just so that you don’t get an unpleasant surprise after you donate larger sums of money, it pays to understand the mechanics of this.

For starters, know the difference between “Tax Exempt” and “Tax Deductable”

“Tax exempt” does not necessarily mean “tax deductible.” A tax exempt organization is one that does not have to pay income taxes. Contributions made to certain tax exempt organizations may be deductible on the donor’s federal income tax return. While the Internal Revenue Service (IRS) defines more than twenty different categories of tax exempt organizations, contributions to groups in only a few of these categories are tax deductible.”

According to the Better Business Bureau, there are more tips to keep in mind when you contribute to a worthy cause. Here are some of them:

1. Contributions are deductible for the year in which they are actually paid or delivered. Pledges are not deductible until the year in which they are paid.

2. The value of volunteer time or services to a charitable organization is not deductible. However, out-of-pocket expenses directly related to voluntary service are usually deductible.

3. Contributions for which the donor receives a gift or other kinds of benefits are deductible only to the extent that the donation exceeds the value of any benefit received by the donor.

4. Direct contributions to needy individuals are not deductible. Contributions must be made to qualified organizations in order to be tax deductible.

5. Contributions made directly to foreign organizations are not deductible, except in the case of some Canadian organizations as specified in an agreement with that country. Also, donations to charities located in Puerto Rico, the Virgin Islands, and other U.S. possessions are deductible. Such organizations must meet the requirements for exemption under the income tax laws of the United States.

6. The “fair market value” of goods donated to a thrift store is deductible as long as the store is operated by a charity. To determine fair market value, visit a thrift store and check the “going rate” for comparable items. One cannot take a deduction if the goods are sold on a consignment basis whereby the original owner gets a percentage of the final sales price.

7. Donated property may generally be deducted at the fair market value of the property at the time of the contribution. However, there are special rules for the donation of cars and other vehicles. Also, in certain situations, additional details concerning the property’s worth may need to be filed with the IRS in order to make a deduction on your federal income tax forms. Also, gifts of appreciated property are subject to special rules. See a financial advisor for additional details.

It was the birthday of one of my good friends last week. She’s a newscaster, and every year for the past 10 years, she’s been celebrating her birthday at the local orphanage near her home.

Its a great idea as not only does it make the kids happy, but its also a wonderful way to do something meaningful on your birthday. Last year, it was held it the orphanage itself, although some years my friend holds it it different venues. One year it was at a fun-fair at a huge mall (the escalators were fascinating to the kids who had never seen one before!), and another time it was at an animal shelter, who my friend (an ardent cat-lover) also does a lot of volunteer work for.

Although my friend foots most of the bill, she cleverly asks for sponsors to help out with various things, and they almost always agree to do it – like a fast-food place always does the food and even includes a mascot for entertainment, and this year she got a glitter-tattoo artist to come at cost.

She always sends out an email to all her friends with a list of things the children need – from necessities like medicine, milk and diapers, to more fun stuff like toys , books and art supplies.

Another thing she does is that we all get one child each for the day, and we bring a special present for them ( we get to know their age beforehand). Last time, my husband and I got a sweet little girl who was just thrilled with the simple presents we brought – slippers, “princess” school supplies etc….but was as excited to have our attention for an entire afternoon.

Since then, we’ve heard that she’s been adopted by a family in France!

It is hard to be sick. We all hate it when we have to stay in bed whether it is just with a fever or with a worse bug. The feeling of lethargy dampens our spirits. Having your body let you down is really annoying especially when there is much that you want to do. It is even worse when it is cancer.
Just imagine how much worse it is when you’re a kid. Very few people see you as normal. You regularly need chemotherapy, you may undergo surgery, not to mention losing your hair. It can be difficult to keep your spirits up when you are undergoing so much treatment.

It isn’t only the child who suffers. The whole family shares the difficulty, not physically but in the finances, in their schedule, in their lifestyle. Their whole lives tend to be rearranged to work around the needs of their family member with the disease. When the times are rough, the whole family tend to be down.

They need people to help them. Financial assistance is a great help but that isn’t all they need. They are looking for angels. That doesn’t mean they are looking for miracle workers in spite of the title.

The simplest way you can support the cancer warrior (child fighting the disease) is to send a card. You can be a birthday, christmas or a card angel. This means sending a card on those special occasions just to wish them well.

If you are willing to give a more long term commitment, why not be an angel. Angels are people who commit to a year (or more) of supporting a family through the difficult years of treatment. These angels are asked to send a card or little gift once a month to the cancer warrior and one member of the child’s family. Angels do this without expecting any response from the family. They may be too busy trying to cope with the situation to respond. They need people who will consistently send every month without fail.

If you want to know more, please visit the Cancer Warriors website.

When looking to find a job in the non-profit world, the first step is to ask around. Network by telling people you know ( family, friends, colleagues) and consider doing some unpaid volunteer or internship work to get your foot in the door, so to speak.

Although most internships are not paid (or paid very little, perhaps just covering food and/or transportation expenses), it can be a wonderful opportunity to also discover your strengths and become aware of the roles and environment when working in the non-profit industry.

The next best resource for work in the non-profit world is obviously the internet. Nearly all of the non-profit organizations and groups have websites which post career opportunities and volunteer positions, and job sites are also useful as many of them have sections featuring jobs in the non-profit sector.

Not only does online research make sense financially (it costs nothing to email!), but it also allows you to learn about the various organizations to discover what suits you best.

Other good places to look are local newspapers, non-profit organizations magazines and newsletters, and bulletin boards at your community center or church.

Remember that only 20-25% of jobs use advertising, so it pays to think out of the box and be resourceful. Perhaps after finding organizations which interest you, you could contact them directly to know first-hand if they have any possible openings. Their websites should also have some useful information and contact details.

And lastly, don’t give up! Always check up on your resources often as new jobs and openings appear daily. Keep on researching, and don’t be afraid to apply even if you are worried that your qualifications won’t suffice. If you have passion and commitment for the job, you could be the best person for it.